I was sitting in a Panera parking lot when I got the email. A mortgage lender was denying my application for a loan I never applied for. The application had my name, my social security number, and…
The email came through at 11:14 on a Tuesday morning while I was between patients at the clinic. It was from a mortgage lender I had never contacted, thanking me for my application and informing me that, unfortunately, based on my current debt to income ratio, I had been denied. I read it twice because … Read more